Reducing Workers Compensation Claims - 1964 Words

Reducing Workers Compensation Claims According to an essay published online by CCH Incorporated, the first step in reducing workers’ compensation costs involves ensuring that your company has effective safety and accident prevention programs in place to reduce the amount and severity of workplace illnesses and injuries. In addition to those programs, there are policies and procedures that should be implemented to help supervisors and Human Resources professionals in handling workers’ compensation claims in the most expedient manner possible. Having an active safety program has a number of benefits. Some are obvious. Others are not. A safety program gives employees a sense that their employer cares about them. Issuing personal†¦show more content†¦Ideally, the process would involve some form of transitional return-to-work program in which injured employees are encouraged to return to alternative or light duty work as soon as possible. Each of these steps reduces costs to the employer and helps get the injured employee back to work sooner rather than later. Regardless of how many employees a company has, the employer should provide regular and mandatory training seminars to both current and new managers about tools and techniques for promoting workplace safety, in addition to the critical procedures immediately following an injury. An untrained manager might not understand his or her responsibility to complete an accident report. He or she might forget to interview witnesses. The manager might forget to take photographs of the place where the accident occurred, or might not know what to include in the report, such as facts, and what to exclude from the accident report such as speculation about the cause or causes of the incident. Without in-house training, supervisors and managers will not know the proper procedures for the acceptance and filing of workers’ compensation claims, or the need to ensure that injured workers seek immediate medical treatment. A comprehensive safety training program would also focus on the preventio n of managerial conduct that could later be construed as hostile to workers or unconcerned about workplace safety issues. Both of these common problems in the workplaceShow MoreRelatedMedicare Reimbursement Model Pros And Cons1092 Words   |  5 PagesIn my role with Liberty Mutual, I drove adoption of Medicare reimbursement models through public affairs involvement with multiple state workers compensation committees seeking to update their reimbursement schedules in response to the implementation of ICD-10 coding requirements in October of 2015. With the state workers’ compensation authorities seeking to adopt CMS reimbursement type models, my involvement was directed at securing the inclusion of specific CMS rules governing correct coding andRead MoreCase Management : The And Public Image1606 Words   |  7 PagesClaims management is a vital component of how a business will remain it successful in an ever changing market. Claims management can be simply defined as the tra nsactional handling of a company s insurance claims (Company). Merely understanding how to file a claim with an insurance provider is not what claims managers do. Claims managers go far beyond just filing a claim; companies such as Insurica are protectors of company’s profit and public image. Insurica is an insurance management network thatRead MoreCase Study : Policy Maker Interview Essay1158 Words   |  5 PagesIllinois Workers’ Compensation Commission (IWCC) Medical Fee Advisory Board. D. Alvarez, an employer representative, is one of nine members on the IWCC Medical Fee Advisory Board that equally represents employees, employers, and medical providers (D. Alvarez, personal communication, December 2, 2016). The board’s purpose is to advise the governor on legislation of medical service fees for medical provider services and accessibility to medical treatment for injured workers (Illinois Workers’ CompensationRead MoreCivil Rights And Compensation Pro grams1621 Words   |  7 PagesRecently several rulings have challenged state Workers’ Compensation programs. In August of this year, a Florida 11th Circuit Court Judge Jorge E. Cueto ruled that Florida s Workers Compensation Act is â€Å"facially unconstitutional as long as it contains Section 440.11 (Workers’ Compensation) as an exclusive replacement remedy†, challenging the Constitutionality of the program. Others have called into question the appeals process and the adequacy of compensation. This paper argues that the direction ofRead MoreConstruction Site Accidents1084 Words   |  5 Pagesthrough accidents on construction sites. These sites are rife with danger, but most sites follow strict health and safety rules to ensure that these dangers are not a threat to the workers on the site. However, accidents do happen, and these can result from a variety of causes. While construction sites can be dangerous for workers, even people who don’t work in construction can still be injured on or near work sites.   Some construction site dangers include open manholes, unsafe scaffolding, falling debrisRead MoreImplementing The Equal Employment Provisions Of The Americans With Disabilities Act992 Words   |  4 PagesAct (ACA). The ADA limits the circumstances in which employers may ask employees about their health or require them to undergo medical examinations. It allows such inquiries and exams if they are voluntary and part of an employee health program. Workers, however, cannot be required to participate in such programs, and they cannot be denied health coverage or disciplined if they refuse to participate (Wilkie, 2015). In recent months, the EEOC has filed three lawsuits alleging that employees lost outRead MoreDefensive Medicine And Its Impact On Health Care1657 Words   |  7 Pagessurveys conducted by Jackson Healthcare and Gallup polling indicated that defensive medicine costs the U.S. $650 billion to $850 billion ann ually. Another poll taken in December 2010 cited the American Academy of Orthopedic Surgeons estimating that by reducing defensive medicine, the yearly savings could jump from $54 billion to $650 billion. Medicare and Medicaid are cited at paying up to $221 billion annually for unnecessary tests and procedures such as CT scans after uncomplicated fainting episodesRead MoreEssay Human Resources Case Study 771015 Words   |  5 Pageswith local providers. This for example, gives opportunity for discounted prices in exchange for the directing of these employees to these providers. The self-insurance option main principal is aimed at improving a company’s operating profits by reducing premium costs. By assuming the role of an insurer, costs such as overheads for policy administration, assumption of risk and profit are retained by the self-insuring company. Self Insurance plans also avoid premium taxes and residual market loadingsRead MorePersonal And Commercial Lines Of The Hertz Corporation843 Words   |  4 PagesCPCU 9318 Quarry Drive, Naples FL 34120 (717)798-1066 john.tribble@hotmail.com Senior Insurance Executive with extensive leadership, global claims management, and consulting expertise in commercial lines, personal lines, workers’ compensation, and non-standard claims operations. Superior record of restructuring and realigning multi-jurisdictional claims organizations, elevating them into top performing operations. Expert at capitalizing on opportunities to improve profitability, while leadingRead MoreThe Determinants Of Employee Performance Essay877 Words   |  4 Pages(Hawaini, Gabriel and Viallet 2007). Employee Compensation is the same thing as employee reward. While employee reward is about how people are rewarded in accordance with their value to the organization, employee compensation according to Rynes, S. L., Gerhart, B., Minette, K. A., (2004). consist of pay and other economic and intangible benefits provided to the employees of an organization in return for the services rendered by them. Thus, compensation is the reward given to employees for utilizing

Why The Drinking Age Should Be Lowered - 908 Words

Why the Drinking Age should be lowered to 18? At the age of 18, American Citizens gain the immense responsibility of becoming an adult. When you turn 18 you gain a sense of adulthood and many things that were illegal for you before are now legal. Object lessons are the right to sign a contract, vote in elections, attend on a jury, make a will, get married without parental permission and the list goes on. For what reason is it that you aren t old enough to purchase and consume alcohol. The passage of the National Minimum Drinking Age Act of 1984 prompted states to enhance their legal age for purchase or public ownership of alcohol to 21 or risk losing millions in federal highway funds (alcohol policy. Noah. NIH. Gov). The presidents of 135 colleges have called for lowering the drinking age from 21. They note that the age restriction hasn t stopped binge drinking on campus and argue, not without reason, that it has turned alcohol into forbidden fruit begging to be picked. Perhaps teach ing young adults how to imbibe in moderation is the safer direction to go (Harrop). Having the drinking age at 21 does not teach young adults who are starting to pledge anyway, how to drink responsibly. It makes them hide away from adult supervision and makes alcohol seem that a great deal more appealing. Office of the trill of drinking underage is hiding and getting away with it, so lowering it to 18 would take the thrill of drinking underage away. Things cannot go on this path. A moreShow MoreRelatedWhy The Drinking Age Should Be Lowered995 Words   |  4 PagesAmericans believe it is appropriate for those under twenty-one to drink alcohol and want the legal drinking age to be lowered to eighteen. In the United States when an individual reaches eighteen, he or she are believed to be an adult. Becoming an adult as the law states that means mature enough to vote, purchase cigarettes, and even sign up for the military. When considering changing the drinking age to eighteen for many reasons to think through when it comes to health complications regards to well-beingRead MoreWhy The Drinking Age Should Be Lowered1237 Words   |  5 Pagesthe drinking age should be lowered to eighteen like most of the world or if it should stay at twenty-one. Underage drinking has been a major controversial issue for years, yet why is it not under control? Teenagers are continuing to buy alcohol with fake identification cards, drink, get into bars, and drink illegally. As a teen I have proof that these things are going on not only in college but in high school as well. There are a lot of factors that come together to why the drinking age should beRead MoreWhy The Drinking Age Should Not Be Lowered997 Words   |  4 PagesWhy the drinking age should not be lowered Alcoholism affects so many people in the United States due to accidents and much more but, many people say once teens turn 18 they should be able to do whatever they want, If they are able to vote, purchase nicotine products and become our troops, etc. So why not be able to drink? The drinking age has become a more controversial issue lately. There are many reasons of why the drinking age should not be lowered but if the drinking age was to be lowered toRead MoreWhy The Legal Drinking Age Should Be Lowered1582 Words   |  7 PagesWhy the Legal Drinking Age should Be Lowered Ever since its creation in ancient times, alcohol has been used for many reasons and purposes. Since then, controversies have risen on the topic of alcohol consumption and production. Among these controversies is that of the legal drinking age. While that age is 21 years, the legal age for smoking and for holding political posts is 18 years, and the legal age for consent for sex is 16 years – two of which are activities that are equally, if not more,Read MoreWhy The Drinking Age During The U.s. Should Be Lowered1300 Words   |  6 PagesInsert name Professor’s name Course/class Date Why the drinking age in the U.S. should be lowered to 18 Getting to 18 years of age is an important milestone for a US resident because it is the legal age for independence, allowing the individual to make his or her decisions regarding tobacco smoking, driving and even joining the armed forces while being treated as an adult by the justice system. While this statement is essentially accurate, it is untrue concerning the ability to purchase and drinkRead MoreEssay about Why the Drinking Age Should Be Lowered to 18872 Words   |  4 PagesLowering the drinking age to 18 would make a lot of sense in the world. Lowering the drinking age to 18 would make more sense. It would be better for the teens that drink on college campus. The drinking age should be lowered to 18 because you can vote at eighteen, buy tobacco, it’ll reduce the thrill of breaking the law, evidence supports that early introduction of drinking is the safest way to reduce juvenile alcohol abuse, and college people that are not 21 drink also. If teenagers that are nowRead MoreLowering Legal Drinking Age Essay1417 Words   |  6 PagesLowering the Drinking Age Half the United States population starts drinking at the age of 14.When you are 18 you have privileges like joining the army. (Mitch Adams Lowering the drinking age page 1) You can go to war and die for your country but you still can not enjoy an ice cold beer. (Mitch Adams Lowering the drinking age page 1) How is being 21 different from being 18? How does three more years of not drinking make you mature enough to drink? The longer you drink the more you start toRead MoreShould The Minimum Drinking Age Be Lowered?1138 Words   |  5 Pagesboredom, sadness, insomnia, and rebellion. These are just a few reason why people may consume alcohol. The category of people also includes teenagers. Many on-going debates have flagged this question whether drinking should be lowered to eighteen or not? Citizens have gave details regarding the affirmative and negative views of the minimum drinking age be lowered to eighteen. Do you think that it is wise to lower the minimum age? Would you loo k at the negative and positive impacts? Is it more importantRead MoreShould the Drinking Age Be Lowered to 18? Essay1236 Words   |  5 Pagesargument amongst Americans is determining that the current legal drinking age which is 21 should be lowered to eighteen or not. Researching the following propaganda made me understand the dangers to the youth and people in America if the drinking age were to lower. Therefore i will argue with whoever disagrees with me that the drinking age should be lowered. Id like to explain six reasons to why the drinking age should not be lowered beginning with the strongest reasons. First reason being is thatRead MoreLowering The Alcohol Drinking Age1602 Words   |  7 Pages Lowering The Alcohol Drinking Age Now a day’s teens that are under the age of twenty-one are out in trouble and drinking. They know that they are not old enough to drink and that is what makes them want to drink even more. Teens drink when they are not suppose to, but they know that when they drink, they must stay out of trouble. Lowering the alcohol drinking age will keep a bunch of teens out of trouble. If teens can stay safe while drinking then they should allow eighteen year olds to drink

Principles of Ecotourism Free Essays

Introduction Definition of sustainability. Briefly mentions environmental, experiential, socio-cultural and economic sustainability in relation to ecotourism. Environmental sustainability Importance of environmental sustainability in managing ecotourism and examples of impacts Strategies for achieving sustainability and how they are applied Experiential sustainability Importance of experiential sustainability in managing ecotourism and examples of impacts Strategies for achieving sustainability and how they are applied Socio-cultural sustainability Importance of socio-cultural sustainability in managing ecotourism and examples of impacts Strategies for achieving sustainability and how they are applied Economic sustainability Importance of economic sustainability in managing ecotourism and examples of impacts Strategies for achieving sustainability and how they are applied Conclusion Introduction Environmental sustainability Importance of environmental sustainability *Strategies* for achieving environmental sustainability Accommodating for hundreds of visitors has disadvantages for a site if the wildlife or vegetation isn’t capable to withstand an increased level of exposure. We will write a custom essay sample on Principles of Ecotourism or any similar topic only for you Order Now That’s why hardening of a site allows that site’s carrying capacity to be increased e. g. pit toilets, board walks and but still limiting number to ensure minimal impact of that site. The Cradle Mountain-Lake St Clair National Park in Tasmania, Australia, have installed board walks along the track for the concerns of environmental degradation and overcrowding. The boarded sections are established in sensitive areas in the national park with significant importance for an ecosystem. The softening of a site refers to soil replacement and replanting of native vegetation to rehabilitate the site as much as possible. There are many businesses that were built with very low levels of impact, because of the extensive research done before the construction of their building. The Couran Cove Resort in Queensland assessed the area for their resort before construction and removed the native vegetation, planning to replant them after the completion of facilities. A number of environmental measures were put in place during the construction of the resort, such as installation of solar powered cabins, identification and mapping of significant trees, strategies to manage acid sulphate soils, and an integrated water management system. As a result of many of these management strategies, the resort has become an industry leader in environmentally sensitive technologies. Visitation quotas and fees are a clever strategy to maintain a high revenue flow for the protected area and continue appropriate management. Zoning and site hardening influence visitation levels in specified areas, so these factors are considered when implementing fees and quotas. The overall number of visitors can be limited through the imposition of quotas and user fees; quotas are formal restrictions on visitor numbers and user fees (entry fees and other fees) increase the latter until visitor demand falls below the carrying capacity threshold. Mt Buffalo National Park in Victoria, Australia charges entry fees for visitors, whether camping or just visiting. These fees are put towards managing the park, including regular maintenance of provided facilities. There are methods to restricting and allowing appropriate viewing or access of wildlife by providing information and education to tourists; informing users about the recreational resource and current level of use. Making the users more sensitive to the potential impacts their behaviours might have on the environment is an effective way to make them aware. Experiential sustainability Importance of experiential sustainability The experience of the tourist is important to be aware of to evaluate the sustainability in the way it is implemented. People learn better when they are actively involved in the learning process and use as many senses as appropriate. Interpretation is effective way to educate tourists because it works with the visitors rather than against them. Such techniques include; visitor centres, education centres, displays and exhibits, self-guided trails and guided tours. These techniques are strategies to inform tourists of the natural environment to which they participate in, to help understand the importance of sustainably managing activities in a site. Strategies for achieving experiential sustainability Socio-cultural sustainability Importance of socio-cultural sustainability Socio-cultural sustainability of ecotourism relates to the stability of social and cultural systems, including the wellbeing of local and indigenous communities. Their involvement is important for tourism to be successful and unique. It is a significant contribution to ecotourism’s global following. Socio-cultural and economic sustainability are linked together to also facilitate the wellbeing and satisfaction of visitors. Strategies for achieving socio-cultural sustainability Economic sustainability Importance of economic sustainability Economic sustainability is associated with socio-cultural sustainability; relating to the stability of social and cultural systems, including the wellbeing of local communities. The impacts of economics in local communities include start-up expenses (acquisition of land, establishment of protected areas, superstructure, and infrastructure), ongoing expenses (maintenance of infrastructure, promotion, and wages), revenue uncertainties, and revenue leakage due to imports and non-local participation. Examples of positive aspects of economics include direct employment, improvement of transportation and communication systems; negative aspects of economics include no local employment opportunities, and leakages may be high. Establishing a protected area requires lots of expenses to be able to maintain the environment sustainably. The development of buildings and infrastructure such as visitor centres and toilets require regular maintenance, which means there needs to be enough income to retain a standard quality. Employing staff can be limited when money is scarce, maybe even overworking employees. For example, the Cape Otway Centre for Conservation Ecology in the Great Otway National Park is an ecotourism operation that was established in 2004. The owners of the Conservation Centre opened the business to become involved in conservation projects and research biodiversity conservation. When opening the operation, the owner’s budget was limited and was unable to employ enough staff to keep up with the daily routine activities; such as delivering service to guests and running of education programs. Their only choice was to employ enough to manage the business and providing the services themselves. *Strategies for achieving economic *sustainability Economic sustainability relates to the income of an operation or protected area to maintain the natural environment or site. Such income can come from user fees (public’s willingness to pay), taxation (sales tax, accommodation tax) and donations (lack of resources or money for endangered species). Earth Sanctuaries is a company that operates a network of privately-owned sanctuaries, set up with the aim of conserving native wildlife species. The company has eradicated exotic species from all of its properties, and has erected fencing that excludes feral animals from each sanctuary. To fund its conservation efforts, the company offers a mix of ecotourism products including accommodation, tours, and an environmental education program. These products are managed to provide the ongoing profit needed to run the sanctuaries, and to provide dividends to the company’s shareholders. Conclusion Sustainable tourism is important to be properly managed when utilising the natural environment. The four components of sustainability are environmental, experiential, socio-cultural and economic sustainability, each is critical principle for achieving ecotourism. Each component is linked to another and one cannot function well without the others. Ecotourism is difficult to be completely sustainable for the natural environment, but can be managed to minimise low impact. This is done by the four components between each; they interact with one another’s resources to appropriate management the natural environment; linking together to facilitate the wellbeing of local communities. References How to cite Principles of Ecotourism, Essay examples